Louisiana P&C Adjuster Practice Exam 2025 – The All-in-One Guide to Exam Success!

Question: 1 / 400

How many days' notice must a Louisiana insurer provide before cancelling a policy for non-payment of premiums?

20 days

30 days

10 days

In Louisiana, insurers are required to provide a 10-day notice before cancelling a policy for non-payment of premiums. This requirement is set forth in state regulations to ensure that policyholders are adequately informed about the potential cancellation of their coverage. The short notice period reflects the understanding that non-payment can occur due to various reasons, and the insurer must allow the policyholder an opportunity to rectify the situation before ending the policy. Thus, having such a rule helps protect consumers from abrupt loss of coverage without adequate warning, promoting a fair practice within the insurance industry.

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15 days

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